walter

Ep 15: Mailbag – Inheriting a Mortgage, Home Improvements, and More

With various changes in the market, many listeners have questions about the mortgage process and what they should expect in the coming weeks and months. On today’s episode, we’ll break down each question and the vital things you need to consider when looking for your next home. What you’ll learn on this episode: Sean is…

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Ep 14: 2022 Issues and Mortgage Rate Increases

Interest rates for mortgages have crept over 6% and it’s been the big story as we head into the summer. Anyone looking to buy or sell a home right now is probably wondering what these rate hikes will mean for the real estate market that’s been going strong for some time. We’ll get Bill’s thoughts…

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Ep 13: Mailbag – Co-Buying, Pre-Qualification, and More

Today, we’re going to open up the mailbag to answer some questions from our listeners. Abby’s friend told her that a 20% down payment is financially necessary. Is this true? This is a common misconception and we see even those with 20% available don’t choose to. Right now rates are still low and it’s going…

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Ep 12: Mailbag – Second Mortgages, Home Equity Loans, and More

We are opening up the mailbag today to answer some listener questions about the mortgages and refinancing. Alice asks whether there is a difference between getting a mortgage for one home versus a second home? They are going to look at a lot of the same things: income, credit, and debt ratio. But you want…

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Ep 11: Agree or Disagree – Mortgage Frustrations From A Buyer’s Perspective

A lot of people out there don’t know much about the mortgage process, which can lead to frustration once you are looking for a home. On today’s episode, we are going to break down a recent article by Architectural Digest, What No One Tells You About a Mortgage, and see whether Bill agrees or disagrees…

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Ep 10: The Resurgence of Adjustable-Rate Mortgages

With inventory still low, the market is still rough out there for buyers. At the same time, interest rates are rising with inflation proving to be a bigger issue than anticipated. On today’s episode, we are going to discuss a CBS article that relates to some of these issues. With rising interest rates are borrowers…

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Interest Rate Updates

On today’s episode, we’ll explore rising interest rates and how they could impact you in your home buying journey. Interest rates have been increasing since September and are about 2% higher, roughly at 4.5% on a 30-year fixed mortgage. We certainly encourage potential buyers to reach out and understand what their payments are going to…

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Ep 9: Top 7 Mortgage Tips

What should future home buyers know? On today’s episode, we discuss the top 7 mortgage tips out there and how they apply to the home buying process. Don’t let a non-exceptional credit score prevent you from applying for a mortgage. Even with a perfect score, you may be facing higher interest rates in the near…

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Tackling Raising Interest Rates with Debt Consolidation

On today’s episode, we are going to discuss the value of debt consolidation and how it might be a good alternative to traditional refinancing. Rates are definitely higher than they were in 2021. So naturally, refinancing is starting to slow down. But at the same time house values are skyrocketing. In some cases, this equity…

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Ep 8: True or False? Renting Costs Less Than Owning a Home

Spring is just around the corner and many people are starting to get pre-approved for the busy season. There is a lot of questions that come up during the home buying process. So, on today’s episode, we are going to play a fun round of true or false with some mortgage and refinancing topics. “It’s…

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