PODCAST

Ep 13: Mailbag – Co-Buying, Pre-Qualification, and More

Today, we’re going to open up the mailbag to answer some questions from our listeners. Abby’s friend told her that a 20% down payment is financially necessary. Is this true? This is a common misconception and we see even those with 20% available don’t choose to. Right now rates are still low and it’s going…

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Ep 11: Agree or Disagree – Mortgage Frustrations From A Buyer’s Perspective

A lot of people out there don’t know much about the mortgage process, which can lead to frustration once you are looking for a home. On today’s episode, we are going to break down a recent article by Architectural Digest, What No One Tells You About a Mortgage, and see whether Bill agrees or disagrees…

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Ep 10: The Resurgence of Adjustable-Rate Mortgages

With inventory still low, the market is still rough out there for buyers. At the same time, interest rates are rising with inflation proving to be a bigger issue than anticipated. On today’s episode, we are going to discuss a CBS article that relates to some of these issues. With rising interest rates are borrowers…

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Ep 9: Top 7 Mortgage Tips

What should future home buyers know? On today’s episode, we discuss the top 7 mortgage tips out there and how they apply to the home buying process. Don’t let a non-exceptional credit score prevent you from applying for a mortgage. Even with a perfect score, you may be facing higher interest rates in the near…

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Ep 8: True or False? Renting Costs Less Than Owning a Home

Spring is just around the corner and many people are starting to get pre-approved for the busy season. There is a lot of questions that come up during the home buying process. So, on today’s episode, we are going to play a fun round of true or false with some mortgage and refinancing topics. “It’s…

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Ep 7: All About Credit – Part 2

How do lenders analyze credit for couples? Does a Co-signer help with credit? You’ve probably heard about the difference between a soft credit hit and a hard credit hit. Whenever you get pre-approved for a home, it’s a hard credit check. But this is different than an auto loan or student loan. There’s no way…

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Ep 6: All About Credit – Part 1

A lot of people have questions about credit when it comes to buying a home. On today’s episode, we’ll explore some common questions, concerns, and misconceptions about credit. How does a credit score directly impact your ability to obtain a mortgage? If it’s too low you may not qualify for a mortgage loan. Having a…

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Ep 5: Market Updates – Cooldowns, Interest Rates, and More

What do you need to know about the current real estate market? It doesn’t seem that the market is cooling down just yet. We are still seeing bidding wars and multiple offers. While it may not be as intense in the market as it was a few months ago, you still need to be creative…

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Ep 4: Mortgage Mythbusting – What’s True and What Is a Myth?

What’s true and what’s a myth when it comes to home buying and mortgages? On today’s episode, Bill is going to play myth-buster as we go through 7 different statements. Is it true you need to put 20% down? Does your down payment cover closing costs? While you don’t necessarily need to put all 20%…

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Ep 3: First Time Homebuyer Mistakes

Being a first-time homebuyer can be an overwhelming and confusing process. So, on today’s episode, we will go over some first-time homebuyer mistakes. Now, these are not mistakes exclusively made by first-time buyers alone, they could happen to people buying their second or third home as well. Do you know how much house you can…

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