Our current market has a lot of people seeking ways to save money. As the Feds work to bring inflation down, many are in anticipation of the interest rates eventually decreasing.

Utilizing points has become increasingly more common and you may be wondering how effective they really are. In this episode, we will help you learn the fundamentals of points and what scenarios may (or may not) call for using them.

Listen to this week’s show to learn more about:

• Is there a true reason for you to use points as a tool? (3:52)
• There are instances where using points doesn’t make sense. (6:03)
• There is no ‘one size fits all’ for when you’ll break even. (8:02)
• Points are significantly more common now than in typical markets. (9:06)

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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing, take advantage of our complimentary 15 minute mortgage consultation.

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