A lot of people have questions about credit when it comes to buying a home. On today’s episode, we’ll explore some common questions, concerns, and misconceptions about credit. How does a credit score directly impact your ability to obtain a mortgage?

If it’s too low you may not qualify for a mortgage loan. Having a good score can help you get the best rates possible on interest, PMI, and more. Join us today as we discuss how credit impacts the mortgage process, how to improve your credit, and more.

If you have questions about a mortgage or refinancing you can get your 15-minute free consultation with Bill: https://calendly.com/blitton/30min?month=2022-01

TIMESTAMPS:

0:42 – Buying a home

1:40 – Interest rates

2:06 – Home sizes

3:36 – Minimum credit scores

4:52 – Best rates possible

5:56 – Improving your credit

7:09 – Hiring a company

8:07 – Knowing your credit

QUOTABLE MORTGAGE MOMENT: 

“If your credit is not perfect, it doesn’t mean you can’t get a mortgage… but if you’re planning to buy a house in a year you want to make sure that you’re doing everything you can to make your score as high as possible.”