As rates continue to creep higher, we’re still hearing from a lot of people who are worried about where the housing market is headed. With the inflationary pressure and values remaining strong, will we see a bubble in the near future?

In this episode, we’re going to provide you with a market update and some historical data to explain why we don’t feel like there’s a housing bubble. We’ll also share with you reasons that it could actually be a good time to buy a home. If you’re worried about home prices and your market timing, this episode should help answer some of your questions.

Plus, we’re going to talk about some of the financing trends that we’re seeing due to the current conditions we’re in. We have a couple of different mortgage options to share today and Bill will explain why they’ve become more popular over the last year or two.

And finally, we’ll tackle a mortgage question on the show about credit scores and what level you need to have in order to buy a home. We help people with ways to improve their credit score all the time and we’ll cover that as well.

Here’s some of what we discuss in this episode:

0:00 – Intro

2:08 – Market Update + Historical Data

14:27 – Current Financing Trends

23:36 – Credit score question

QUOTABLE MORTGAGE MOMENT: