debt

Should You Use a Home Equity Line of Credit to Cover a Big Expense?

When it comes to financing major expenses, homeowners often find themselves at a crossroads. Should you pull from savings, take out a loan, or perhaps, consider a home equity line of credit (HELOC)?

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Ep 14: 2022 Issues and Mortgage Rate Increases

Interest rates for mortgages have crept over 6% and it’s been the big story as we head into the summer. Anyone looking to buy or sell a home right now is probably wondering what these rate hikes will mean for the real estate market that’s been going strong for some time. We’ll get Bill’s thoughts…

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Ep 11: Agree or Disagree – Mortgage Frustrations From A Buyer’s Perspective

A lot of people out there don’t know much about the mortgage process, which can lead to frustration once you are looking for a home. On today’s episode, we are going to break down a recent article by Architectural Digest, What No One Tells You About a Mortgage, and see whether Bill agrees or disagrees…

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Tackling Raising Interest Rates with Debt Consolidation

On today’s episode, we are going to discuss the value of debt consolidation and how it might be a good alternative to traditional refinancing. Rates are definitely higher than they were in 2021. So naturally, refinancing is starting to slow down. But at the same time house values are skyrocketing. In some cases, this equity…

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Ep 4: Mortgage Mythbusting – What’s True and What Is a Myth?

What’s true and what’s a myth when it comes to home buying and mortgages? On today’s episode, Bill is going to play myth-buster as we go through 7 different statements. Is it true you need to put 20% down? Does your down payment cover closing costs? While you don’t necessarily need to put all 20%…

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