homebuying

Real Estate Bubble, Financing Trends, & Credit Score Considerations

As rates continue to creep higher, we’re still hearing from a lot of people who are worried about where the housing market is headed. With the inflationary pressure and values remaining strong, will we see a bubble in the near future?

Read More

Busting 5 Mortgage Myths

There are a lot of myths out there in the mortgage world, and today we’re going to debunk the five most common ones. While some of this information might’ve been true at one point in time, it is important to stay updated on how this information has changed as you navigate the home-buying process. In…

Read More

9 Tips for a Smooth Loan Closing

Everyone wants to have a smooth closing day without any hiccups, but a lot of what could go wrong is in your control. In this episode, we’re going to give you nine tips to ensure that you have a loan closing that goes as expected without any surprises. Before we do that, we want to…

Read More

Ready for Pre-Approval? Here’s What to Expect

As the market begins to pick back up, people are starting to think more about homebuying. As you get started, one of the best things you can do is get pre-approved to understand how much house you can afford and give your seller confidence when the offer comes in. But what does that process look…

Read More

Building Wealth Through Homeownership

Many people weigh the decision of whether they should buy a home or continue renting, but there are some great benefits to homeownership that will allow you to build wealth over time. In this episode of the Smart Mortgage Show, Bill will share some of the numbers that show how wealth can grow through ownership…

Read More

Interest Rate Updates

On today’s episode, we’ll explore rising interest rates and how they could impact you in your home buying journey. Interest rates have been increasing since September and are about 2% higher, roughly at 4.5% on a 30-year fixed mortgage. We certainly encourage potential buyers to reach out and understand what their payments are going to…

Read More