interest rates

Ep 10: The Resurgence of Adjustable-Rate Mortgages

With inventory still low, the market is still rough out there for buyers. At the same time, interest rates are rising with inflation proving to be a bigger issue than anticipated. On today’s episode, we are going to discuss a CBS article that relates to some of these issues. With rising interest rates are borrowers…

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Interest Rate Updates

On today’s episode, we’ll explore rising interest rates and how they could impact you in your home buying journey. Interest rates have been increasing since September and are about 2% higher, roughly at 4.5% on a 30-year fixed mortgage. We certainly encourage potential buyers to reach out and understand what their payments are going to…

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Ep 7: All About Credit – Part 2

How do lenders analyze credit for couples? Does a Co-signer help with credit? You’ve probably heard about the difference between a soft credit hit and a hard credit hit. Whenever you get pre-approved for a home, it’s a hard credit check. But this is different than an auto loan or student loan. There’s no way…

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Ep 6: All About Credit – Part 1

A lot of people have questions about credit when it comes to buying a home. On today’s episode, we’ll explore some common questions, concerns, and misconceptions about credit. How does a credit score directly impact your ability to obtain a mortgage? If it’s too low you may not qualify for a mortgage loan. Having a…

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Ep 5: Market Updates – Cooldowns, Interest Rates, and More

What do you need to know about the current real estate market? It doesn’t seem that the market is cooling down just yet. We are still seeing bidding wars and multiple offers. While it may not be as intense in the market as it was a few months ago, you still need to be creative…

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