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Ep 10: The Resurgence of Adjustable-Rate Mortgages

With inventory still low, the market is still rough out there for buyers. At the same time, interest rates are rising with inflation proving to be a bigger issue than anticipated. On today’s episode, we are going to discuss a CBS article that relates to some of these issues. With rising interest rates are borrowers…

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Ep 8: True or False? Renting Costs Less Than Owning a Home

Spring is just around the corner and many people are starting to get pre-approved for the busy season. There is a lot of questions that come up during the home buying process. So, on today’s episode, we are going to play a fun round of true or false with some mortgage and refinancing topics. “It’s…

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Ep 7: All About Credit – Part 2

How do lenders analyze credit for couples? Does a Co-signer help with credit? You’ve probably heard about the difference between a soft credit hit and a hard credit hit. Whenever you get pre-approved for a home, it’s a hard credit check. But this is different than an auto loan or student loan. There’s no way…

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Ep 6: All About Credit – Part 1

A lot of people have questions about credit when it comes to buying a home. On today’s episode, we’ll explore some common questions, concerns, and misconceptions about credit. How does a credit score directly impact your ability to obtain a mortgage? If it’s too low you may not qualify for a mortgage loan. Having a…

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Ep 3: First Time Homebuyer Mistakes

Being a first-time homebuyer can be an overwhelming and confusing process. So, on today’s episode, we will go over some first-time homebuyer mistakes. Now, these are not mistakes exclusively made by first-time buyers alone, they could happen to people buying their second or third home as well. Do you know how much house you can…

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Ep 2: Refinancing Your Home Loan 101

In 2020 and 2021, you’ve probably heard a lot about refinancing. So, what does it actually mean to refinance your home loan? How can it help you and what are the qualifications? On today’s episode, Bill is going to discuss refinancing and its implications. Whether you are looking for a lower interest rate or a…

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