mortgage

Ep 24: How 2-1 Buydowns Could Lower Your Interest Rates

With mortgage interest rates at a high, there is a lot of speculation about the housing market and where interest rates are headed. We have our own analysis that we share, and we also explain the ins and outs of a 2-1 Buydown. You may be surprised to hear just who pays on a 2-1…

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Ep 22: Should I Use Points to Save Money?

Our current market has a lot of people seeking ways to save money. As the Feds work to bring inflation down, many are in anticipation of the interest rates eventually decreasing. Utilizing points has become increasingly more common and you may be wondering how effective they really are. In this episode, we will help you…

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Ep 21: What to Expect from the Homebuying Process

First-time homebuyers can easily get caught off guard by the homebuying process. It can be long, exhausting, and requires a lot of documentation. To get through the process from start to finish as smoothly as possible, it is important to know what to be prepared for, what to expect from a lender, and what kind…

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Ep 20: Is It Still a Good Time to Buy a Home?

Is it still a good time to buy with interest rates on the rise and home values still soaring? We’ll share some of the historical data to give you a better perspective of where we are.

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Ep 19: Services for First-Time Homebuyer

On this episode, Bill Litton will take you through the different services his team at CrossCountry Mortgage offer first-time homebuyers. About a third of the people we work with are doing this for the first time so we have a great idea of the needs you’ll be facing.

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Ep 18: 6 Reasons to Buy a Home

A lot of people are worried that the housing market has been slowing down. But houses are still selling quickly and the market is still very strong. Rates are higher, but it still makes sense to buy.

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Ep 17: Mailbag – Closing Costs, Down Payments, and More

Let’s open up the mailbag on today’s show to answer some questions we have from potential home buyers in this high-interest rate market.

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Ep 16: What to Consider in This New Higher Rate Market

Interest rates are rising and it seems likely that they will continue to do so. Historically, rates are still not bad. But a jump from 2.5% to 6% is a big jump and it’s changing the housing market and the trends we are seeing. With inflation still very high, we should expect to see these…

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Ep 15: Mailbag – Inheriting a Mortgage, Home Improvements, and More

With various changes in the market, many listeners have questions about the mortgage process and what they should expect in the coming weeks and months. On today’s episode, we’ll break down each question and the vital things you need to consider when looking for your next home. What you’ll learn on this episode: Sean is…

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Ep 14: 2022 Issues and Mortgage Rate Increases

Interest rates for mortgages have crept over 6% and it’s been the big story as we head into the summer. Anyone looking to buy or sell a home right now is probably wondering what these rate hikes will mean for the real estate market that’s been going strong for some time. We’ll get Bill’s thoughts…

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