For many people that are getting into the home-buying process for the first time, the decision about who to work with for your mortgage might not seem that important. They all do the same thing and provide the same services, right?

Not exactly. Every professional has a different approach and prioritizes different aspects of the mortgage process, which is why you want to find someone who will do more than run your numbers and sign some documents.

In this episode, we’ll tell you about three core principles of our business at Cross Country Mortgage and why they’re often underappreciated. Plus, we’ll give you a market update for August as we continue to watch rates and the Fed’s actions.

We’ll also tackle two great questions on the show today about using mortgage calculators and whether it’s a bad idea to have a co-borrower on your home purchase.

Here’s some of what we’ll discuss in this episode:

0:00 – Intro

2:08 – Market update: Will rates begin to start coming down?

5:25 – 5.5% mortgage rates should be the inflection point for more market movement

9:35 – Our process is relationship-driven

12:37 – Why we make communication a priority

17:25 – How we work to educate everyone we work with

21:16 – Mortgage mailbag: What’s your favorite mortgage calculator?

23:54 – Mortgage mailbag: Should I use a co-borrower to purchase my home?

QUOTABLE MORTGAGE MOMENT: